About Help Minnesota Save
Financial literacy is having the knowledge and skills to make informed judgments and effective decisions about money management. Financial literacy is critical for survival in today’s society. While it is important for everyone to be financially literate, it is especially important for low-income individuals and families. Learning to build and keep assets is a critical factor in helping people to rise from poverty.
Financial literacy is a stepping stone up and out of poverty. While having a job is a necessary component of financial security, a job alone is not enough. Many low-income families get stuck on a path of debt, bad credit, and access only to second-tier financial resources, rather than an asset-building path that provides sustainable financial well-being.
As a professional who works face-to-face with low-income people every day, you can share much-needed economic empowerment information and help them break this cycle.
This site is sponsored by the Minnesota Community Action Partnership and is made possible through generous funding from the McKnight Foundation and the Office of Economic Opportunity, Minnesota Department of Human Services.
This site is not intended for direct use by consumers. It is a clearinghouse of information and resources for direct service staff working to help people become economically secure through financial literacy education and asset building.
Nothing on this site should be construed to be legal advice nor investment advice nor represent personal financial guidance for individuals. Individual financial counseling is available nationwide through a network of certified Consumer Credit Counseling Services. For local credit counseling services, call (800) 388-2227 or visit the National Foundation for Credit Counseling (NFCC) to locate a local member agency.
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