Cultural differences and family upbringing have a significant impact on the management of personal finances. To be effective, financial education must be tailored to meet the specific needs and experiences of different cultural groups. The following curricula provide resources to serve varied populations.
- Becoming Part of Wealth in America - Developed to provide financial education in Latino and Hmong communities through a partnership sponsored by the Minnesota Office of Economic Opportunity. The curricula builds upon specific cultural strengths that can be used to mitigate the corrosive effects of predatory financial and fraud practices, individualism and consumerism found in mainstream U.S. culture. The curricula and leader's guides are available for download below. (Office of Economic Opportunity, MN Dept. of Human Services)
- Building Native Communities: Financial Skills for Families Curriculum - Includes an instructor's guide and participant workbooks that will enable any educator to help Native American families strengthen their personal financial skills. (Fannie Mae Foundation)
- Learning the Language of Money - A guidebook to improve cross-cultural communication between front-line workers and clients of Somali, Hmong and Latino heritage. Includes information about financial literacy in the customer’s country of origin and examines how these systems shape the customer’s values and perspectives of American financial systems.Financial Literacy: Learning the Language of Money (Minnesota Department of Employment & Economic Development)
- Moneywi$e - Includes leader's guide and “Saving to Build Wealth,” a companion brochure designed for adult learners of all skill levels in Chinese, English, Korean, Spanish and Vietnamese. (Consumer Action and Capital One)
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